We Make The Difference Mon-Friday 08am-4:30pm,Sat 8am-1pm, Sun Closed
GRUMA insurance team at company event
GRUMA staff and clients during an insurance activation
GRUMA insurance service engagement

Since

2017

About Us

Global Risk Underwriting Managers (Pvt) Ltd (GRUMA) was founded in January 2017 as an Underwriting Management Company for Nicozdiamond Insurance Limited. We are the second registered UMA in Zimbabwe. Nicozdiamond Insurance Company Limited is one of the leading and reputable Short term Insurers in Zimbabwe. GRUMA has grown to be within top ten business producers for Nicozdiamond within 4 years of operations. We specialize in micro insurance business spanning from Small Holder Farming Insurance to Personal Insurances which has seen the growth of our motor book to over 200,000 vehicles annually.

Innovation

Team Learning

Team work

Our Vision

To lead micro-insurance through supply chain network innovation.

Our Values

Teamwork

Innovation

Team Learning

Our Mission

To deliver superior stakeholder results through supply chain network and micro insurance product innovations.

What we do best

Underwriting for profit

Micro-insurance

Supply chain network management

Cross selling complimentary products for insurance

Our Services

We Offer the following Range of service

Insurance partners

Download A Form

"Unlock valuable insurance details and essential information - Download the Form now!"

MotorAccidentClaimForm

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Police Report

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MotorInsurancePolicy

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Scholars Personal Accident Proposal Form

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Legal Insurance Proposal Form

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12LiabilitySection2011

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GoodsInTransitPolicydocument

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GoodsInTransitPolicy

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MOTOR PROPOSAL FORM REVISED GRUMA

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MOTOR RENEWAL FORM-ICE CASH

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NEW MOTOR PROPOSAL FORM -FOREX

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Glass Claim FORM

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Home Plan Proposal

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Home Comprehensive Policy

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ALL RISKS CLAIM FORM

Download Form

Stolen Property Police Report

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We Ensure You Will Always Get The Best Service

"Take control of your schedule - Book an appointment today for personalized insurance guidance and expert advice."

Office Address
27 Lezard Avenue, Harare, Zimbabwe

Office Time
Mon-Sat 09am-5pm, Sun Closed

Contact Us

Our Team

Meet our Directors and Executive Team

Latest Blog Posts

Stay updated with our latest news and insights.

Blog Post 1

Risks faced by the tobbaco industy

"Unveiling the Inherent Risks Faced by the Tobacco Industry: Navigating a Complex Landscape.".

Read the Tobacco Industry Risks Article
Blog Post 2

Risks faced by businesses

"Protecting Your Business from Unforeseen Hazards: Safeguarding Success Amidst Potential Risks."

Read the Business Risks Article
Blog Post 3

How to naviage car accidents

"Risk Faced by every car owner: How to Navigate Multi-Car Accidents, Because It Could Happen to You Anyday.Have a peace of mind in bad times"

Read the Car Accident Guide

Facebook Posts

Check out our latest Facebook updates.